Optimize your investments for maximum returns while minimizing costs.
At Perspective Advisory, our goal is simple: optimize your investments for maximum returns while minimizing costs. We prioritize low-cost tracking funds and indices, recognizing that most active managers struggle to consistently outperform the market. Flexibility is key, and we integrate active management when needed for specific asset classes or diversification.
We collaborate closely with fund managers and Discretionary Fund Managers (DFMs) to ensure portfolios deliver worthwhile returns. Our methodology is dynamic, regularly updated to enhance the management of your assets. Asset allocation considers your current and expected retirement age, with customization based on your unique preferences.
For those seeking higher risk exposure, we explore options like private equity and conviction portfolios. Our comprehensive investment strategy also includes discussions on tax-efficient investments such as retirement annuities, TFSA’s, and other tax-deductible offerings.
In essence, there’s no one-size-fits-all model here. Your wealth management strategy is a personalized portfolio crafted to meet your specific needs, aligning with your desired returns and risk tolerance.
Why use a Discretionary Fund Manager?
Their role is to follow a rigorous approach in building risk-adjusted portfolios. By utilising these portfolio’s, we can drive down costs and through effective investment risk management, we should achieve better investment results. By mandating A DFM to do their work it allows them to perform strategic asset allocation and fund changes (or increases) as required. This efficiency enhances the effectiveness of our service offering to you.
By blending asset managers, as our DFM’s do, and also mixing these DFM’s up, we provide another layer or diversification and independence to one’s investment approach. Through our independent and critical view of our investment process and these managers, we ensure emotions are not brought into any decision making. This allows transparency and entrenches our value add to this long-term relationship we have with you.
Perspective Advisory partners with the best.
With our goal to provide you and your family only the best service, Perspective Advisory has partnered with the best local and international DFMs and Asset Managers. Our network includes:
Who is Morningstar Inc?
Morningstar, Inc. is a leading provider of independent investment research in North America, Europe, Australia, and Asia. They offer us an extensive line of products and services which we are then able to off you.
Morningstar provides data and research insights on a wide range of investment offerings, including managed investment products, publicly listed companies, private capital markets, debt securities and real-time global market data. Morningstar also offers investment management services through its investment advisory subsidiaries. The company has operations in 27 countries and has R 4 Trillion under management globally.
Who is Independent Investment Solutions (I²)?
(I²) is a local (SA) independent multi-asset investment solutions provider to Independent Financial Advisors (IFAs). They provide a range of independently compiled wrap fund investment solutions. These solutions are tailor-made to address a diverse range of investment needs. The i² range of solutions is constructed by a professional independent investment committee who is tasked with the selection and ongoing review of the specific underlying funds, thus continually ensuring that the correct blend of unit trust funds is combined to achieve the desired risk adjusted returns.
Who is OMBA Advisory & Investments (OMBA)?
Although, technically not a DFM, we have adopted OMBA as we appreciate their investment approach. OMBA adopts a global macro approach using Exchange Traded Funds at the core of their process. This approach involves using well diversified portfolios across global assets and multiple currency exposure to provide additional diversification benefits as well as using low cost Exchange Traded Funds (ETFs) to keep the fees clients pay down. They are based in London as they believe being in one of the financial capitals of the world provides access to people, service providers and information of the highest calibre.
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