Hello from Johannesburg, South Africa… Perspective Advisory’s base of operations. As we start to look at saying goodbye to 2023 and a festive period ahead, here is a quick recap on some things happening within Perspective Advisory lately. And a quick comment on another crazy year that has, quite literally, flown passed/past!
Acknowledging that there are global conflicts raging, combined with our local economic woes enhanced by a government that appears to be unable to manage our infrastructure. Within a political world that seems polarised into short-termism. All makes for a volatile and uncertain future if one really does focus on the short-term. So, as per previous posts in this regard, our view is always to play ‘the long or infinite-game, as Simon Sinek calls it (https://simonsinek.com/books/the-infinite-game/). Let this noise subside but be aware of it and position yourself, your portfolio and risks according to your reading of and capacity to handle it.
Our view is one of partnership in this regard. We are here living it and walking alongside our clients in providing a platform on which you, your family and businesses can steady yourselves for these uncertainties.
In this regard we would like to bring to your attention the following notices in relation to Perspective Advisory and our business. All important as it talks to our stability and readiness to service you as our valued client.
Within these notices we have included updates and reminders on changes, campaigns we are running and a reminder to engage on assessing your Medical Aid option/s for 2024.
Perspective Advisory Notices
Our role is backed up by our consistency and to that end:
- We have a new team member – Jennifer Greaves
- Her role is in our Insure Hub & assisting our team with her managerial experience in brokerages like Perspective Advisory.
- Jennifer comes with a wealth of Short-term experience having spent the last 13 years in this field. Her expertise in handling claims and underwriting means that we are all in great hands.
- Correspondence & Communications:
- Please note that our main line of communication is via email. If you choose to unsubscribe from our mailers, you will NOT receive important information from us on our industry and, as such, may miss out on opportunities and calls to action.
- Some of you may have also seen our weekly notices that went out yesterday. These will now come to you along with these ‘Ad-Hoc’ notices. So please make sure to check your spam folders and sensitise your systems to accept our emails to make sure you get these!
- Perspective Portal:
- Our portal is YOUR tool to access your investments, policies and other documentation around your financial portfolio.
- You can access this from our website & directly – https://portal.perspectiveadvisory.co.za/ – If you are not engaging with us on it, please contact us and we will activate your access.
Posts, Industry Updates & Financial Products:
Please refer to these posts that I have written on LinkedIn and please always refer to our website – for more information/blogs and posts on our industry. It’s about staying informed:
https://www.perspectiveadvisory.co.za/news/
Posts on LinkedIn:
“Candid Insights on Homeownership vs. Renting: Making Informed Choices 🏡💼”
The age-old question of whether to buy a home or rent continues to perplex many. 🤔 In my latest article, I delve into this complex decision, offering a nuanced perspective to help you navigate the terrain of real estate.
Discovery Bank & Financial Planning
I have had an opportunity to delve a bit deeper into Discovery’s Banking app. Their platform is user friendly, and it provides you, as a Discovery client, an invaluable tool to manage and budget your monthly spending. It’s notifications on over-spending are important so that you are informed and empowered to make better financial choices.
To this end we are going to be contacting our Discovery clients to encourage them to make use of Discovery Bank’s platform. Please expect a call from us in this regard.
Momentum Multiply 2024 Changes
As company’s are want to do, Momentum has made wholesale changes to their Multiply platform by changing this product. They have introduced different Multiply options which you will be defaulted into come 1 Jan 2024.
Basically – if you are using Multiply or want to retain it in its current guise, you will be defaulted to Inspire Plus OR MUST MAKE SURE that you move to that option. When you open your Multiply APP you will see this reflected there so please login and have a look around/accept or decline this change!
There are other options available – Engage and Engage Plus as well as Inspire & Inspire Plus – so please also refer to correspondence from Momentum and engage in this regard so you understand that changes occurring.
As before you are always welcome to contact us if you are unsure of what to do.
For access to information login at www.multiply.co.za & https://www.multiply.co.za/engaged/multiply-inspire
If you have your Multiply with your Life Insurance it is advisable that you look to shift over to Life Returns. We are engaging with all our clients that have this integration and will make changes that impact this effective 1 Jan 2024. If you want further information please contact us.
Medical aid changes 2024
It is time to make a change to your medical aid for 2024.
We are sending out reminders to all our Health clients with links and resources to make an active choice in this regard.
If you do not hear from us on this matter, then you are not one of our clients. We can be appointed as your medical aid broker. So, if you do want to allow us to service and assist then please reach out and we can discuss this further. When you appoint a broker (Perspective Advisory) on your medical aid, it does NOT cost you. It does, however, allocate a portion of your existing premium to us and this pays for our services in managing your medical aid.
